The modern bridge
solution for your clients

HomeLight can typically offer a loan of approximately 70% of the Combined Loan-to-Value (CLTV) of the departing residence. For example, if your client’s home is worth $1,000,000 and the mortgage balance is $500,000, they may be eligible for a loan up to $200,000 to put towards the down payment on their new home.

It’s free to get started and see how much equity your client can unlock. If your client chooses to transact using the program, the fee is 2.4%* of the departing residence’s price.Thanks to the structure of the program, your client may be able to save up to 1-3% of the purchase of their new home with a non-contingent offer, and sell their existing home for up to 10% more by listing it unoccupied and potentially staged.

HomeLight’s backup offer is determined by the Loan Payoff Value, which is the client’s outstanding mortgage balance combined with the Equity Unlock funds utilized by the borrower.

If the client's current home isn't sold within 120 days of purchasing their new home, HomeLight will step in to buy it. The client will receive 100% of the net profits, less our program fee and any additional costs (taxes, insurance, etc.) incurred during HomeLight’s ownership, after it sells on the market.

There is no catch! Your clients are paying to use the program, but there are real savings and gains created from the program.